C.K.C.M PROPERTY ONE REAL ESTATE LTD
Navarinou 9, Agios Andreas 1100, Nicosia, Cyprus
License Number: 510/E
Reg. No: HE 369612
Navarinou 9, Agios Andreas 1100, Nicosia, Cyprus
License Number: 510/E
Reg. No: HE 369612
Step-by-step workflow of our company based on your request
How the process works
STAGES
We take time to understand your goals, priorities, and budget.
Based on this, we define a clear strategy and the optimal property profile, taking into account the specifics of the Cyprus market.
Based on this, we define a clear strategy and the optimal property profile, taking into account the specifics of the Cyprus market.
Consultation and strategy
We work with our own database of 9,000+ properties and carefully selected market opportunities. Only options that meet your criteria and expectations are considered.
Property selection
We review the property’s status, documentation, and stage of construction. We assess the terms and conduct negotiations in the client’s best interest.
Evaluation and negotiations
We coordinate the transaction at every stage: agreements, approvals, and payments. The process remains clear, controlled, and professionally managed until completion.
Transaction coordination
We are often asked
FAQ
Yes, foreigners can obtain a mortgage in Cyprus; however, the key condition is official employment in Cyprus.
All other requirements and criteria must be clarified directly with the bank, as each bank has its own conditions.
In practice, many buyers prefer developer installment plans as a simpler and clearer option.
All other requirements and criteria must be clarified directly with the bank, as each bank has its own conditions.
In practice, many buyers prefer developer installment plans as a simpler and clearer option.
Yes, installment plans are available only for new developments.
As a rule, an initial down payment of 30–40% is required, after which payments are made in stages, according to the construction phases.
The installment conditions are fixed in the contract with the developer.
As a rule, an initial down payment of 30–40% is required, after which payments are made in stages, according to the construction phases.
The installment conditions are fixed in the contract with the developer.
Property prices in Cyprus have increased significantly in recent years. Today, the market can be broadly divided into several price ranges:
€180,000 – €230,000 — studios and small one-bedroom apartments in more remote areas of Limassol, as well as in Larnaca and Nicosia.
€250,000 – €350,000 — the most in-demand range. Apartments in residential areas with developed infrastructure, suitable for permanent living or rental.
€350,000 – €500,000+ — modern residential complexes in more attractive locations, with options closer to the sea. This segment is often chosen for living, investment, and permanent residency purposes.
€1,000,000+ — elite and premium large-scale apartments, typically located in prestigious areas and in close proximity to the sea. Properties offering a high level of comfort, privacy, and investment appeal.
€180,000 – €230,000 — studios and small one-bedroom apartments in more remote areas of Limassol, as well as in Larnaca and Nicosia.
€250,000 – €350,000 — the most in-demand range. Apartments in residential areas with developed infrastructure, suitable for permanent living or rental.
€350,000 – €500,000+ — modern residential complexes in more attractive locations, with options closer to the sea. This segment is often chosen for living, investment, and permanent residency purposes.
€1,000,000+ — elite and premium large-scale apartments, typically located in prestigious areas and in close proximity to the sea. Properties offering a high level of comfort, privacy, and investment appeal.
Permanent Residence in Cyprus can be obtained when purchasing property from €300,000 (the conditions are described in detail in our separate guide).
It is important that PR is issued not only for the main applicant, but also for all family members — spouse and children.
You can find more details in our PR guide for Cyprus.
It is important that PR is issued not only for the main applicant, but also for all family members — spouse and children.
You can find more details in our PR guide for Cyprus.
At the moment, Cyprus Permanent Residence does not give automatic rights to free movement within the Schengen area, as Cyprus is not yet part of Schengen.
At the same time, Cyprus has officially stated plans to join the Schengen area in the coming years; however, exact timelines have not yet been approved.
At the same time, Cyprus has officially stated plans to join the Schengen area in the coming years; however, exact timelines have not yet been approved.
Non-dom status is a tax status that provides tax benefits on dividends, interest, and passive income.
You can read more about this in our “Non-Dom” guide.
You can read more about this in our “Non-Dom” guide.
The VAT rates on property are:
19% — standard rate.
5% — reduced rate, but there are very few options left on the market with the 5% rate, and obtaining it depends on the conditions of the program.
19% — standard rate.
5% — reduced rate, but there are very few options left on the market with the 5% rate, and obtaining it depends on the conditions of the program.
Increase in the number of real estate transactions in 2025
1,97%
Time until applying for an EU passport after obtaining the first residence permit
7 years
Growth of the average real estate price in 2025
5,78%
Share of foreigners in the Cyprus real estate market in 2025
39%
Why Cyprus
Get a free consultation and selection of properties today.
Looking for real estate in Cyprus without risks and hassle?
submit your application
Верните НДС: до 19%, есть и reduced VAT 5%.
Возврат НДС 19%
We work confidently within complex constraints
RELIABILITY
We assist in structuring and preparing the documentation required for working with banks and developers. Requirements are considered in advance to avoid delays at later stages.
Document preparation and structure
We support the submission process and communication with banks within the scope of the transaction. This helps the process move forward smoothly and without unnecessary complications.
Bank-related coordination
We explain how banking limits and restrictions work and how they affect the transaction. This allows us to build a realistic and secure purchase strategy.
Understanding limits and restrictions
We provide guidance on all essential aspects related to property purchase, financing, and transaction procedures.
Our role is to save the client’s time and reduce potential risks.
Our role is to save the client’s time and reduce potential risks.
Consultation on key matters
We coordinate compliance procedures with banks and developers. Preparation is handled in advance to ensure the process proceeds without disruption.
Compliance process coordination
We coordinate the process at every stage, monitoring timelines and ensuring accuracy. The client does not need to dive into technical details or procedural nuances.
Full process coordination
You will be working with a team of professionals. Each of them has a high level of expertise and a clear focus on their tasks.
team
СКАЧАТЬ PDF
Верните НДС: до 19%, есть и reduced VAT 5%.
Возврат НДС 19%
CEO
Maksim Kulshan
Licensed Broker, Partner
Christos Camassa
Head of the HR Department
Julia Shaydurova
Top real estate sales manager, Partner
Diana Christidou
Business development manager
Alla Shupikova
Konstantinos Ioannou
Real Estate Sales Manager
Irina Gerasimchik
Mortgage Broker
Real Estate Sales Manager
Andreas Vouras
Keep up to date with events
news
Get a free consultation and selection of properties today.
Looking for real estate in Cyprus without risks and hassle?
submit your application
Верните НДС: до 19%, есть и reduced VAT 5%.
Возврат НДС 19%
Ⓒ2025 P1. All Rights Reserved
C.K.C.M PROPERTY ONE REAL ESTATE LTD
Navarinou 9, Agios Andreas 1100, Nicosia, Cyprus
License Number: 510/E
Reg. No: HE 369612
Navarinou 9, Agios Andreas 1100, Nicosia, Cyprus
License Number: 510/E
Reg. No: HE 369612
СКАЧАТЬ PDF
Верните НДС: до 19%, есть и reduced VAT 5%.
Возврат НДС 19%
Looking for real estate in Cyprus without risks and hassle?
Get a free consultation and selection of properties today.
Looking for real estate in Cyprus without risks and hassle?
Get a free consultation and selection of properties today.
Looking for real estate in Cyprus without risks and hassle?
Get a free consultation and selection of properties today.